Thursday, July 9, 2009

Dave Ramsey

I have been reading Dave's book, Total Money Makeover. I even began my first ever budget. I am using the envelope system and I am so excited! I've been using cash and let me tell you, I don't seem to spend as quickly as I did before. I also am excited to see what is left over at the end of the month to put towards my debt. This summer, I also took on a few tutoring jobs. In the past, I used to tutor a lot more, but kind of let it go. However, this summer, I am trying to use all of this money towards paying back one of my loans faster. Plus, the change that accumulates is going to go towards building wells in Africa. So excited about giving this money away. What a weird concept...giving it away and receiving absolutely nothing back...and still feeling joyous about it. Will update you on the debt snowball as it continues to be smaller and smaller!!!

8 comments:

Live, Laugh, Love! said...

I'm excited for you on this journey! It's a good feeling to be on a budget...or at least I like to be on one! :) Keep me updated on how it goes!

Anonymous said...

I am glad you're posting again :) I've been checking to see!

Love, your running/biking/rollerblading buddy who shall remain anonymous while here at work

Ingrid said...

Yay for budgeting. I'm still in the "mark down every dime you spend" phase. I like the envelope idea....what chapter is that in, I'll read up on it. :) Good luck as you continue your trek.

DaveRamseyFan said...

A financial investment advisor gave that book to me one day and it changed my life. If you like the envelope idea of budgeting, there is an a really slick easy system I recommend on my site.

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